My stock portfolio at the beginning of 2021

The year 2020 has seen one of the largest market crash that most of us have seen in their lifetime, or, when it comes to millennials like me, in their life when they have been able to comprehend money.

Like many other people, I understood that now it might be a good time to invest in some stock. With a finance degree attached to my name, never have I ever been introduced to the stock market at my university. Yes, I knew what stocks are, I even knew that some can pay out a dividend and I knew they are considered a high-risk investment. But that is about it, thank you very much, my university (luckily universities are free in the Czech Republic, so no student debt haunts me).

Purchasing my first stock

I have decided to go for it and try investing a little bit of money. I understood that I am rather risk-averse investor, especially with such a little knowledge I had about the stock market. Therefore, I have invested only in low hundreds of dollars, which I am okay with losing. I have decided to try out investing via Revolut (get £5 when you register with this link). It comes with its pros and cons (e.g. being able to purchase small parts of stocks, but having only three commission-free trades per month) but overall I found it as a good tool to start with.

Making changes

I have purchased a few more stocks and sold some as well that didn't make a lot of sense to me. I don't see it as important at the moment but I…